Uninsured Motorist Claims

Licensed attorney since 2007. Licensed to practice law in Alabama, Mississippi, Georgia, and Washington D.C.

Nathan's Accollades & Practice Areas He Specializes In

Uninsured Motorist Claims

“Phantom Vehicle” Crashes – Another Driver Ran Me Off The Road And Got Away

What happens if another vehicle, like an 18 wheeler, runs you off the road causing you to crash and suffer injuries, and the other driver drove away?

If you carried Uninsured Motorist’s coverage through your own insurance company, then YOUR OWN insurance company “steps into the shoes” of the at-fault driver that caused the crash and got away, known as a “Phantom Vehicle.”

In fact, in Alabama, the “phantom vehicle” does not have to have made contact with (i.e., hit) your vehicle for you to make a claim for Uninsured Motorists benefits (known simply as “UM” coverage).

Of course, you’ll still have to prove your case. That is, Alabama law requires proof that the phantom vehicle was “probably” at fault and thus that the injured driver making the “UM” claim is “legally entitled to recover.”

Alabama Code Section 32-7-23 

You also must prove that you were injured as a result of the crash.

Such proof may be the injured driver’s own testimony, testimony of a passenger or witness, scene photographs, medical records, or other evidence tending to demonstrate the “phantom vehicle” was at fault for the crash and caused your injuries.

Contact An Uninsured Motorist Claims Lawyer For Help

Consequently, it is of the utmost importance that you contact an experienced personal injury attorney immediately so that key evidence can be preserved and discovered before it is lost.

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